Citizens Bank Cd Rates

About Citizens Bank Promotions. Citizens Bank is headquartered in Providence, Rhode Island, and is the largest financial institution in the state. Being the 17th largest bank in the nation, Citizens Bank offers a wide variety of accounts for you to take advantage of. Additionally, it’s great to know that the bank boasts an A+ health rating! Nov 08, 2019 Citizens State Bank (12501) is headquartered in Buffalo and is the 69 th largest bank in the state of Texas. It is also the 797 th largest bank in the nation. It was established in 1925 and as of December of 2020, it had grown to 110 employees at 12 locations. Citizens State Bank (12501) has an A+ health rating.

Checking Accounts

Account Type	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Advantage Checking	$50	N/A	N/A	N/A
Advantage Plus Checking	$1,000	$1,000	0.01%	0.01%
Smart Start Checking	$50	N/A	N/A	N/A
Cash Back Checking	$50	$1,000	0.01%	0.01%

Classic Money Market Account

Rate Tier	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Tier 1	$1,000	$0.25 - $24,999.99	0.03%	0.03%
Tier 2	$1,000	$25,000 - $99,999.99	0.05%	0.05%
Tier 3	$1,000	$100,000 - $299,999.99	0.09%	0.09%
Tier 4	$1,000	$300,000 - $499,999.99	0.13%	0.13%
Tier 5	$1,000	$500,000 and over	0.15%	0.15%

High Yield Indexed Money Market Account

Rate Tier	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Tier 1	$25,000	$0.25 - $99,999.99	0.10%	0.10%
Tier 2	$25,000	$100,000 - $199,999.99	0.10%	0.10%
Tier 3	$25,000	$200,000 - $299,999.99	0.10%	0.10%
Tier 4	$25,000	$300,000 - $399,999.99	0.10%	0.10%
Tier 5	$25,000	$400,000 and over	0.10%	0.10%

Savings Accounts

Account Type	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Advantage Savings Tier 1	$100	$0.25 - $4,999.99	0.02%	0.02%
Advantage Savings Tier 2	$100	$5,000 and over	0.03%	0.03%
Ca$h Savings Club	$10	$0.25	0.02%	0.02%

Certificates of Deposit (CDs)

Account Type	Minimum Balance	Interest Rate	APY*
Flexible Add-On (6-12 month terms)	$250	0.05%	0.05%
1 Year	0.10%
2 Year	$1,000	0.15%
3 Year	0.25%
4 Year	$1,000	0.35%

Individual Retirement Account (IRA)

Account Type	Minimum Deposit to Open	Interest Rate	APY*
Fixed Rate 6 Month	$100	0.05%	0.05%
Fixed Rate 1 Year	$100	0.10%	0.10%
Fixed Rate 2 Year	$100	0.15%	0.15%
Fixed Rate 3 Year	$100	0.25%	0.25%
Fixed Rate 4 Year	$100	0.35%	0.35%

Health Savings Account (HSA)

Rate Tier	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Tier 1	$100	$0.25 - $24,999.99	0.03%	0.03%
Tier 2	$100	$25,000 - $99,999.99	0.05%	0.05%
Tier 3	$100	$100,000 - $299,999.99	0.09%	0.09%
Tier 4	$100	$300,000 - $499,999.99	0.13%	0.13%
Tier 5	$100	$500,000 and over	0.15%	0.15%

*APY = Annual Percentage Yield
Fees may reduce earnings.

Checking, Savings, Money Markets & HSAs:

Rates may change at any time

A penalty will be imposed for early withdrawal
Rates are subject to change at maturity

Rates are subject to change. Fees may reduce the earnings on the account. Penalties may be imposed for withdrawals from CD's prior to maturity.

Checking Accounts

WooHoo! Checking

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
Up to $14,999.99	0.75%	Monthly	0.75%
$15,000 and up	0.05%	Monthly	0.05%
If qualifications aren't met	0.025%	Monthly	0.025%

Easy Interest Checking

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$1,000.00 - $14,999.99	0.05%	Monthly	0.05%
$15,000.00 - $49,999.99	0.05%	Monthly	0.05%
$50,000.00 - $99,999.99	0.05%	Monthly	0.05%
$100,000.00 and above	0.05%	Monthly	0.05%

WooHoo! Business Checking

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
Up to $14,999.99	0.10%	Monthly	0.10%
$15,000.00 - $49,999.99	0.15%	Monthly	0.15%
$50,000.00 - $99,999.99	0.20%	Monthly	0.20%
$100,000 and up	0.30%	Monthly	0.30%
If qualifications aren't met	0.05%	Monthly	0.05%

Savings Accounts

WooHoo! U

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$0.01 - $4,999.99	1.00%	Monthly	1.00%
$5,000.00 - $7,499.99	0.50%	Monthly	0.50%
$7,500.00 and above	0.25%	Monthly	0.25%
If qualifications aren't met	0.10%	Monthly	0.10%

WooHoo! Savings

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$100,000 - and up	0.40%	Monthly	0.40%
$50,000.00 - $99,999.99	0.30%	Monthly	0.30%
$15,000 - $49,999.99	0.20%	Monthly	0.20%
$0.01 - $14,999.99	0.10%	Monthly	0.10%
If qualifications aren't met	Monthly	0.05%

Regular Savings

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$0.01 - $99.99	No interest paid	N/A	No interest paid
$100.00 and above	0.05%	Monthly	0.05%

Investment Savings

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$1,000.00 - $14,999.99	0.10%	Monthly	0.10%
$15,000.00 - $49,999.99	0.10%	Monthly	0.10%
$50,000.00 - $99,999.99	0.10%	Monthly	0.10%
$100,000.00 and above	0.10%	Monthly

Health Savings Account

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$0.01 - $49,999.99	1.00%	Monthly	1.00%
$5,000 - $9,999.99	1.00%	Monthly	1.00%
$10,000.00 and above	1.00%	Monthly	1.00%

Special Certificates of Deposit

($2,500 minimum)

Term	APY*	Compound Frequency	Interest Rate
15 month	0.50%	Quarterly	0.50%
23 month	0.60%	Quarterly	0.60%

Citizens Bank Money Market Rates

Special IRA Certificates of Deposit

($2,500 minimum)

Term	APY*	Compound Frequency	Interest Rates
60 month	0.70%	Quarterly	0.70%

CDs

Citizens Bank Cd Rates Ri

Tx Citizens Bank Cd Rates

Term	APY*	Compound Frequency	Interest Rate
3 month	0.10%	Quarterly	0.10%
6 month	0.15%	Semi-Annual	0.15%
12 month	0.20%	Quarterly	0.20%
18 month	0.25%	Quarterly	0.25%
24 month	0.35%	Quarterly	0.35%
30 month	0.45%	Quarterly	0.45%
36 month	0.60%	Quarterly	0.60%
48 month	0.65%	Quarterly	0.65%
60 month	0.70%	Quarterly	0.70%
96 month	0.80%	Quarterly	0.80%

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